Know Your Loan ReadinessBefore You Talk to Your Lender
Free readiness check — see how ready you are for a consumer loan before you talk to your lender. No SSN or documents required to start.
Your information is encrypted in transit and is never sold or shared for marketing.
See what you’ll get
A sample readiness result — illustrative only.
Readiness score (illustrative)
You’re on track. A few targeted improvements could move you into Strong territory.
Sample next steps
Lower your debt-to-income
Total monthly debts are high relative to income — pay down balances or increase income to bring DTI under 36%.
Improve your credit
Pay every bill on time and keep card balances low — even one late payment can move your tier.
Build reserves
Aim for 3–6 months of housing or debt payments in savings to strengthen your readiness.
Pricing
Start free — add the Loan Readiness Kit when you're ready
The Kit is available separately. Add the Kit when you are ready. See full pricing